Payment Policy

At RMRAJ.COM, we offer safe, reliable, and convenient payment options to ensure a smooth shopping experience. This Payment Policy outlines the accepted payment methods and related terms.

  1. Accepted Payment Methods

We accept the following payment options:

  • Credit Cards
  • Debit Cards
  • UPI
  • Net Banking
  • Wallets
  • Cash on Delivery (COD), where available

Availability of payment methods may vary based on location or product category.

  1. Payment Security
  • All transactions on RMRAJ.COM are processed through secure, trusted third-party payment gateways
  • We use industry-standard security measures to protect your payment information
  • RMRAJ.COM does not store your card, UPI, or bank details
  1. Payment Confirmation
  • Orders are confirmed only after successful payment authorization
  • In case of payment failure, the order will not be processed
  1. Failed or Pending Transactions
  • If an amount is debited but the transaction fails, the amount will be automatically reversed by the bank or payment provider
  • Reversal timelines depend on the respective bank or payment gateway and usually take 5–7 business days
  1. Cash on Delivery (COD)
  • COD is available on select products and locations only
  • RMRAJ.COM reserves the right to disable COD for certain orders based on order value, delivery location, or past order history
  1. Pricing & Taxes
  • All prices displayed on the website are in Indian Rupees (INR)
  • Applicable taxes are included unless stated otherwise
  • Final payable amount will be shown at checkout
  1. Refunds
  • Refunds, if applicable, will be processed to the original payment method
  • COD refunds may be processed via bank transfer or store credit, as applicable
  • Refund timelines are mentioned in our Return & Refund Policy
  1. Payment Disputes

Any payment-related disputes must be reported to us within 48 hours of the transaction. We will coordinate with the payment gateway to resolve the issue.

  1. Changes to Payment Policy

RMRAJ.COM reserves the right to modify this Payment Policy at any time without prior notice.

  1. Contact Us

For payment-related queries or concerns, contact us at:

Email: support@rmraj.com
Website: www.rmraj.com